Insurance & Payments

At Kentucky Oral Surgery & Dental Implant Center, we are committed to making high-quality oral surgery care accessible and affordable for our patients. We understand financial considerations can be a significant factor in healthcare decisions, which is why we offer a variety of payment options and financial resources to meet your needs.

Insurance

We work with most major dental PPO insurance plans to maximize your benefits. As a courtesy, our knowledgeable team is here to assist you in navigating insurance coverage information and the claims process. Before your procedure, we will provide a breakdown of costs as well as available payment options. If you have questions about accepted insurance plans, please contact our office.

Flexible Payment Options

We offer several flexible payment options for our patients:

• Credit/Debit Card Payments: We accept all major credit cards, including Visa, MasterCard, Discover, and American Express.
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA): We accept payments through HSAs and FSAs, allowing you to use pre-tax dollars for eligible expenses.
• Payment Plans: To help make treatment more affordable, we partner with reputable third-party financing providers, including CareCredit and Sunbit. These plans often feature special advantages for qualifying patients.

Financing Options

Smile now, pay over time. Split your dental treatment into monthly payment options. The application takes 30 seconds with no hard credit check with an 85% approval rate and 0% APR for everyone. Get the care you need today with affordable dental financing.

Sunbit

Smile now, pay over time. Split your dental treatment into monthly payment options. The application takes 30 seconds with no hard credit check with an 85% approval rate and 0% APR for everyone. Get the care you need today with affordable dental financing.

Apply

CareCredit

Get the care you want or need and pay over time. Use the CareCredit credit card, with flexible financing, to pay for your health and wellness needs. Before you apply, learn to see if you pre-qualify. Use the payment estimator to see how CareCredit financing options can help turn your healthcare expenses into manageable monthly payments.

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Questions? Let Us Help!

Our goal is to make the financial process as stress-free as possible. If you have any questions about payment options, insurance, or billing, please don’t hesitate to reach out to our friendly Louisville team at 502-361-0134, or Crestwood team at 502-241-0714.

We’re here to help you focus on what matters most—achieving a healthy, confident smile. Let us handle the rest!